Mortgage Product Information Sheet |
Freehold Rural Properties |
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| LOCATION OF SECURITY PROPERTIES |
| Queensland, New South Wales, Victoria |
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| LOAN AMOUNTS |
| Minimum: $150,000 |
Maximum: $3,000,000 |
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| MAXIMUM LOAN TO VALUATION RATIO’S |
| With Permanent Water: |
65% |
Without Permanent Water: |
40% |
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| INDICATIVE INTEREST RATES (*Subject to change without notice) |
| Fixed From: 11.50% p.a. |
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| PAYMENT AND TERM OPTIONS |
 Interest only, monthly in arrears (quarterly, in arrears payments may be considered). |
| Principal and Interest, available in some instances, up to 15 years. |
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| SERVICING CAPACITY |
| Confirmation required, in all cases. |
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| EXIT STRATEGY |
| Borrowers must have a clear, realistic & achievable plan to repay the loan on or before the maturity date |
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| LOAN FEES AND COSTS |
| Establishment Fees: |
1% of loan plus GST |
| Valuation Fees: |
By Quote |
| Legal Fees: |
By Quote |
