Mortgage Product Information Sheet
Freehold Commercial/Improved Industrial Properties
LOCATION OF SECURITY PROPERTIES
Cities and Major Regional Centres, with acceptability of location also determined by quality of tenant and strength of lease.
LOAN AMOUNTS
Minimum: $150,000	Maximum: $5,000,000
MAXIMUM LOAN TO VALUATION RATIO’S
Commercial (Major City/Regional Centres)	75%
Improved Industrial (Major City/Regional Centres)	75%
INDICATIVE INTEREST RATES (*Subject to change without notice)
Commercial and Improved Industrial:	Fixed From: 11.50% p.a.
PAYMENT AND TERM OPTIONS
Interest only, monthly in arrears over 1 to 2 years, renewable.
Principal and Interest, available in some instances, up to 12 years.
SERVICING CAPACITY
Commercial:	Major City	Flexible
	Regional Centres	Proof Required
Improved Industrial:	Major City	Flexible
	Regional Centres	Proof Required
LOAN FEES AND COSTS
Establishment Fees:	1% of loan plus GST
Valuation Fees:	By Quote
Legal Fees:	By Quote